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Flood history · Beulah, ND 58523

Flood insurance claims in Beulah, ND 58523

73 claims since 1978 and $596,144 paid. Here's what the public record shows, and how to check a specific address.

73flood insurance claims since 1978
$596,144paid to policyholders
$10,459average paid claim
3claims in the last 10 years
7%of claims outside high-risk zones
#30of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58523 since 1978.

1978: 2 claims1997: 28 claims2009: 34 claims2011: 2 claims2013: 2 claims2014: 2 claims2023: 3 claims19801990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Winter storm accounts for 42% of all claims in this ZIP code.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Winter storm20093142%

Flood zone at time of claim

High-risk zones (A, V)88% · 64
Moderate or minimal risk (X, B, C)7% · 5
Zone not recorded5% · 4

NFIP communities

Beulah, City OfParticipates in the NFIP

Federal disaster declarations in Mercer County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2026-09-01
FloodingFlood · Major disaster · 2023-07-05
FloodingFlood · Major disaster · 2011-05-10
FloodingFlood · Emergency · 2011-04-07
FloodingFlood · Major disaster · 2010-04-30
Severe Winter StormSevere Storm · Major disaster · 2010-04-21

10 flood, storm or hurricane declarations for Mercer County since 2000.

Check a specific address in Beulah.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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