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Flood history · Churchs Ferry, ND 58325

Flood insurance claims in Churchs Ferry, ND 58325

220 claims since 1979 and $3.5 million paid. Here's what the public record shows, and how to check a specific address.

220flood insurance claims since 1979
$3.5 millionpaid to policyholders
$38,526average paid claim
0claims in the last 10 years
95%of claims outside high-risk zones
#19of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58325 since 1978.

1979: 1 claims1998: 3 claims1999: 41 claims2000: 33 claims2001: 41 claims2009: 6 claims2010: 10 claims2011: 75 claims2013: 9 claims2014: 1 claims19801990200020102020

What the record says

About 95% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring storms20133315%
Severe flooding20012210%

Flood zone at time of claim

High-risk zones (A, V)5% · 10
Moderate or minimal risk (X, B, C)90% · 197
Undetermined (D)5% · 12
Zone not recorded0% · 1

Federal disaster declarations in Ramsey County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storm And FloodingSevere Storm · Major disaster · 2022-07-13
Severe Storms And FloodingSevere Storm · Major disaster · 2013-07-12
FloodingFlood · Major disaster · 2013-05-29
FloodingFlood · Major disaster · 2011-05-10
FloodingFlood · Emergency · 2011-04-07
FloodingFlood · Major disaster · 2010-04-30

13 flood, storm or hurricane declarations for Ramsey County since 2000.

Check a specific address in Churchs Ferry.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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