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Flood history · Hillsboro, ND 58045

Flood insurance claims in Hillsboro, ND 58045

64 claims since 1979 and $719,048 paid. Here's what the public record shows, and how to check a specific address.

64flood insurance claims since 1979
$719,048paid to policyholders
$12,187average paid claim
2claims in the last 10 years
21%of claims outside high-risk zones
#33of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58045 since 1978.

1979: 3 claims1987: 1 claims1993: 5 claims1997: 25 claims1999: 3 claims2006: 1 claims2009: 14 claims2010: 7 claims2011: 3 claims2022: 2 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 38% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19972438%
Midwest Flooding199358%
Not a named storm197935%
Winter storm200912%

Flood zone at time of claim

High-risk zones (A, V)75% · 48
Moderate or minimal risk (X, B, C)20% · 13
Zone not recorded5% · 3

NFIP communities

Traill County*Participates in the NFIP

Federal disaster declarations in Traill County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2025-09-11
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2022-07-13
FloodingFlood · Major disaster · 2020-07-09
FloodingFlood · Major disaster · 2020-01-21
FloodingFlood · Major disaster · 2019-06-12
FloodingFlood · Major disaster · 2013-05-29

19 flood, storm or hurricane declarations for Traill County since 2000.

Check a specific address in Hillsboro.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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