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Flood history · Marshall, NC 28753

Flood insurance claims in Marshall, NC 28753

75 claims since 1983 and $6.4 million paid. Here's what the public record shows, and how to check a specific address.

75flood insurance claims since 1983
$6.4 millionpaid to policyholders
$110,563average paid claim
27claims in the last 10 years
61%of claims outside high-risk zones
#160of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28753 since 1978.

1983: 1 claims1989: 2 claims1990: 6 claims1994: 3 claims1995: 3 claims1996: 3 claims1998: 2 claims2001: 1 claims2004: 25 claims2013: 2 claims2018: 1 claims2022: 1 claims2023: 1 claims2024: 24 claims1990200020102020

What the record says

About 61% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Flooding here is recent: 27 claims (36%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Helene20242432%
Tropical Storm Ivan20041723%

Flood zone at time of claim

High-risk zones (A, V)39% · 29
Moderate or minimal risk (X, B, C)61% · 46

NFIP communities

Marshall, Town OfParticipates in the NFIP
Madison County *Participates in the NFIP

Federal disaster declarations in Madison County

Flood, hurricane and storm declarations since 2000.

Tropical Storm HeleneTropical Storm · Major disaster · 2024-09-28
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IanHurricane · Emergency · 2022-10-01
Remnants Of Tropical Storm FredHurricane · Major disaster · 2021-09-08
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2020-05-08

14 flood, storm or hurricane declarations for Madison County since 2000.

Check a specific address in Marshall.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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