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Flood history · Newland, NC 28657

Flood insurance claims in Newland, NC 28657

163 claims since 1979 and $10.6 million paid. Here's what the public record shows, and how to check a specific address.

163flood insurance claims since 1979
$10.6 millionpaid to policyholders
$75,418average paid claim
92claims in the last 10 years
26%of claims outside high-risk zones
#106of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28657 since 1978.

1979: 1 claims1980: 1 claims1989: 1 claims1994: 8 claims1995: 7 claims1999: 2 claims2004: 41 claims2013: 10 claims2018: 2 claims2019: 1 claims2021: 5 claims2024: 84 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

One event dominates the record: Hurricane Helene accounts for 51% of all claims in this ZIP code.

Flooding here is recent: 92 claims (56%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Helene20248351%
Tropical Storm Ivan20042314%
Tropical Storm Fred202153%
Hurricane Floyd199911%

Flood zone at time of claim

High-risk zones (A, V)73% · 119
Moderate or minimal risk (X, B, C)26% · 42
Zone not recorded1% · 2

NFIP communities

Avery County *Participates in the NFIP
Newland, Town OfParticipates in the NFIP
Burke County *Participates in the NFIP
Crossnore, Town OfParticipates in the NFIP

Federal disaster declarations in Avery County

Flood, hurricane and storm declarations since 2000.

Tropical Storm HeleneTropical Storm · Major disaster · 2024-09-28
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IanHurricane · Emergency · 2022-10-01
Remnants Of Tropical Storm FredHurricane · Major disaster · 2021-09-08
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Emergency · 2019-09-03

13 flood, storm or hurricane declarations for Avery County since 2000.

Check a specific address in Newland.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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