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Flood history · Claremont, NC 28610

Flood insurance claims in Claremont, NC 28610

55 claims since 1995 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

55flood insurance claims since 1995
$2.0 millionpaid to policyholders
$38,573average paid claim
28claims in the last 10 years
29%of claims outside high-risk zones
#198of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28610 since 1978.

1995: 3 claims2004: 5 claims2010: 3 claims2013: 16 claims2019: 10 claims2020: 8 claims2024: 10 claims200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Flooding here is recent: 28 claims (51%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Helene20241018%
Hurricane Eta2020815%

Flood zone at time of claim

High-risk zones (A, V)71% · 39
Moderate or minimal risk (X, B, C)29% · 16

NFIP communities

Catawba County *Participates in the NFIP

Federal disaster declarations in Catawba County

Flood, hurricane and storm declarations since 2000.

Tropical Storm HeleneTropical Storm · Major disaster · 2024-09-28
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Emergency · 2019-09-03
Hurricane FlorenceHurricane · Emergency · 2018-09-10

9 flood, storm or hurricane declarations for Catawba County since 2000.

Check a specific address in Claremont.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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