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Flood history · Trenton, NC 28585

Flood insurance claims in Trenton, NC 28585

95 claims since 1999 and $6.9 million paid. Here's what the public record shows, and how to check a specific address.

95flood insurance claims since 1999
$6.9 millionpaid to policyholders
$80,854average paid claim
53claims in the last 10 years
50%of claims outside high-risk zones
#143of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28585 since 1978.

1999: 15 claims2006: 4 claims2009: 2 claims2010: 8 claims2015: 1 claims2016: 12 claims2018: 53 claims200020102020

What the record says

About 50% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Florence accounts for 56% of all claims in this ZIP code.

Flooding here is recent: 53 claims (56%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Florence20185356%
Hurricane Floyd19991516%
Hurricane Matthew20161213%
Tropical Storm Ernesto200644%

Flood zone at time of claim

High-risk zones (A, V)49% · 47
Moderate or minimal risk (X, B, C)49% · 47
Zone not recorded1% · 1

NFIP communities

Jones County *Participates in the NFIP
Trenton, Township OfParticipates in the NFIP

Federal disaster declarations in Jones County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Major disaster · 2019-10-04

19 flood, storm or hurricane declarations for Jones County since 2000.

Check a specific address in Trenton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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