FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Salter Path, NC 28575

Flood insurance claims in Salter Path, NC 28575

70 claims since 1980 and $967,656 paid. Here's what the public record shows, and how to check a specific address.

70flood insurance claims since 1980
$967,656paid to policyholders
$21,503average paid claim
6claims in the last 10 years
46%of claims outside high-risk zones
#166of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28575 since 1978.

1980: 1 claims1982: 1 claims1985: 4 claims1991: 1 claims1994: 2 claims1996: 14 claims1998: 5 claims1999: 12 claims2000: 1 claims2003: 4 claims2005: 15 claims2010: 1 claims2011: 3 claims2018: 6 claims19801990200020102020

What the record says

About 46% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Ophelia, accounts for 17% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Carteret County * takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Ophelia20051217%
Hurricane Floyd1999913%
Hurricane Fran1996811%
Hurricane Florence201869%
Hurricane Bertha199657%
Hurricane Gloria198546%

Flood zone at time of claim

High-risk zones (A, V)53% · 37
Moderate or minimal risk (X, B, C)46% · 32
Zone not recorded1% · 1

NFIP communities

Carteret County *CRS class 9 · up to 05% off
Indian Beach, Town OfParticipates in the NFIP
Pine Knoll Shores, Town OfCRS class 6 · up to 20% off

Federal disaster declarations in Carteret County

Flood, hurricane and storm declarations since 2000.

Potential Tropical Cyclone EightTropical Storm · Major disaster · 2024-10-19
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02

19 flood, storm or hurricane declarations for Carteret County since 2000.

Check a specific address in Salter Path.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All North Carolina ZIP codes · All states · Flood zones explained