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Flood history · Ahoskie, NC 27910

Flood insurance claims in Ahoskie, NC 27910

105 claims since 1981 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.

105flood insurance claims since 1981
$2.4 millionpaid to policyholders
$25,782average paid claim
3claims in the last 10 years
82%of claims outside high-risk zones
#135of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27910 since 1978.

1981: 1 claims1984: 1 claims1991: 1 claims1992: 2 claims1994: 1 claims1999: 8 claims2001: 42 claims2003: 13 claims2004: 3 claims2006: 5 claims2010: 7 claims2011: 1 claims2012: 1 claims2016: 16 claims2020: 1 claims2021: 1 claims2024: 1 claims1990200020102020

What the record says

About 82% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Matthew, accounts for 14% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Matthew20161514%
Hurricane Isabel20031110%
Hurricane Floyd199944%
Hurricane Charley200433%
Hurricane Dennis199933%
Tropical Storm Ernesto200611%

Flood zone at time of claim

High-risk zones (A, V)18% · 19
Moderate or minimal risk (X, B, C)80% · 84
Zone not recorded2% · 2

NFIP communities

Hertford County*Participates in the NFIP
Ahoskie,Town OfParticipates in the NFIP

Federal disaster declarations in Hertford County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Tropical Storm EtaSevere Storm · Major disaster · 2021-03-03
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02

18 flood, storm or hurricane declarations for Hertford County since 2000.

Check a specific address in Ahoskie.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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