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Flood history · Pinetops, NC 27864

Flood insurance claims in Pinetops, NC 27864

52 claims since 1989 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

52flood insurance claims since 1989
$1.5 millionpaid to policyholders
$30,689average paid claim
7claims in the last 10 years
25%of claims outside high-risk zones
#206of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27864 since 1978.

1989: 1 claims1996: 1 claims1998: 2 claims1999: 25 claims2002: 1 claims2003: 1 claims2010: 1 claims2011: 1 claims2016: 12 claims2017: 1 claims2020: 5 claims2024: 1 claims1990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

One event dominates the record: Hurricane Floyd accounts for 48% of all claims in this ZIP code.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19992548%
Hurricane Matthew20161223%
Hurricane Eta2020510%
Hurricane Debby202412%
Hurricane Fran199612%
Hurricane Irene201112%

Flood zone at time of claim

High-risk zones (A, V)75% · 39
Moderate or minimal risk (X, B, C)25% · 13

NFIP communities

Pinetops, Town OfParticipates in the NFIP
Edgecombe County *Participates in the NFIP

Federal disaster declarations in Edgecombe County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Tropical Storm EtaSevere Storm · Major disaster · 2021-03-03
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Emergency · 2019-09-03

16 flood, storm or hurricane declarations for Edgecombe County since 2000.

Check a specific address in Pinetops.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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