Flood history · Smithfield, NC 27577
Flood insurance claims in Smithfield, NC 27577
171 claims since 1980 and $7.5 million paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 27577 since 1978.
What the record says
73% of claims were on properties in high-risk zones and 27% outside them.
Losses are spread across many events; the largest, Hurricane Matthew, accounts for 36% of claims.
36 claims were filed in the last 10 years.
The most commonly recorded cause is rivers, streams or lakes overflowing.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Hurricane Matthew | 2016 | 61 | 36% |
| Hurricane Floyd | 1999 | 27 | 16% |
| Hurricane Fran | 1996 | 24 | 14% |
| Hurricane Florence | 2018 | 3 | 2% |
| Hurricane Eta | 2020 | 3 | 2% |
| Hurricane Dennis | 1999 | 1 | 1% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Johnston County
Flood, hurricane and storm declarations since 2000.
16 flood, storm or hurricane declarations for Johnston County since 2000.
Check a specific address in Smithfield.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
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