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Flood history · Livingston, MT 59047

Flood insurance claims in Livingston, MT 59047

121 claims since 1978 and $2.8 million paid. Here's what the public record shows, and how to check a specific address.

121flood insurance claims since 1978
$2.8 millionpaid to policyholders
$27,031average paid claim
28claims in the last 10 years
10%of claims outside high-risk zones
#4of 162 Montana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 59047 since 1978.

1978: 1 claims1981: 2 claims1991: 1 claims1996: 17 claims1997: 60 claims2011: 11 claims2015: 1 claims2020: 1 claims2022: 27 claims19801990200020102020

What the record says

Almost all claims here (90%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

28 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Yellowstone Flooding20222621%

Flood zone at time of claim

High-risk zones (A, V)88% · 106
Moderate or minimal risk (X, B, C)10% · 12
Zone not recorded2% · 3

NFIP communities

Park County*Participates in the NFIP
Beaverhead County*Participates in the NFIP

Federal disaster declarations in Park County

Flood, hurricane and storm declarations since 2000.

FloodingFlood · Major disaster · 2023-08-12
Severe Storm And FloodingFlood · Major disaster · 2022-06-16
FloodingFlood · Major disaster · 2019-05-24
FloodingFlood · Major disaster · 2018-10-31
Ice Jams And FloodingFlood · Major disaster · 2014-04-17
Severe Storms And FloodingSevere Storm · Major disaster · 2011-06-17

7 flood, storm or hurricane declarations for Park County since 2000.

Check a specific address in Livingston.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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