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Flood history · Columbia, MS 39429

Flood insurance claims in Columbia, MS 39429

538 claims since 1978 and $6.1 million paid. Here's what the public record shows, and how to check a specific address.

538flood insurance claims since 1978
$6.1 millionpaid to policyholders
$14,361average paid claim
27claims in the last 10 years
52%of claims outside high-risk zones
#31of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39429 since 1978.

1978: 1 claims1979: 57 claims1980: 74 claims1982: 10 claims1983: 77 claims1985: 1 claims1987: 51 claims1988: 4 claims1989: 7 claims1990: 19 claims1991: 11 claims1992: 1 claims1993: 5 claims1994: 3 claims1995: 2 claims1997: 38 claims1999: 10 claims2000: 4 claims2001: 10 claims2002: 1 claims2003: 7 claims2004: 7 claims2005: 26 claims2006: 3 claims2007: 7 claims2008: 19 claims2009: 5 claims2010: 1 claims2011: 5 claims2012: 12 claims2013: 4 claims2014: 3 claims2015: 1 claims2016: 25 claims2017: 1 claims2018: 8 claims2019: 1 claims2020: 14 claims2021: 1 claims2025: 2 claims19801990200020102020

What the record says

About 52% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 17% of claims.

27 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19839317%
Late winter severe storms2016244%
Hurricane Katrina2005244%
Hurricane Isaac2012122%
Hurricane Gustav200810%

Flood zone at time of claim

High-risk zones (A, V)41% · 223
Moderate or minimal risk (X, B, C)44% · 239
Undetermined (D)1% · 5
Zone not recorded13% · 71

NFIP communities

Marion County *Participates in the NFIP
Columbia, City OfParticipates in the NFIP

Federal disaster declarations in Marion County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane DeltaHurricane · Emergency · 2020-10-08
Hurricane SallyHurricane · Emergency · 2020-09-14
Hurricane Marco And Tropical Storm LauraHurricane · Emergency · 2020-08-23

20 flood, storm or hurricane declarations for Marion County since 2000.

Check a specific address in Columbia.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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