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Flood history · Jackson, MS 39213

Flood insurance claims in Jackson, MS 39213

355 claims since 1978 and $1.7 million paid. Here's what the public record shows, and how to check a specific address.

355flood insurance claims since 1978
$1.7 millionpaid to policyholders
$6,675average paid claim
20claims in the last 10 years
37%of claims outside high-risk zones
#42of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39213 since 1978.

1978: 1 claims1979: 9 claims1980: 43 claims1981: 23 claims1982: 47 claims1983: 72 claims1984: 10 claims1985: 4 claims1986: 4 claims1987: 1 claims1988: 8 claims1989: 12 claims1990: 3 claims1991: 2 claims1993: 1 claims1994: 4 claims1995: 8 claims1996: 1 claims1997: 9 claims1998: 4 claims1999: 1 claims2000: 1 claims2001: 2 claims2002: 11 claims2003: 18 claims2004: 2 claims2005: 9 claims2007: 1 claims2008: 5 claims2009: 2 claims2010: 5 claims2011: 5 claims2012: 1 claims2013: 4 claims2016: 2 claims2017: 4 claims2018: 1 claims2019: 6 claims2020: 6 claims2021: 2 claims2024: 1 claims19801990200020102020

What the record says

About 37% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 16% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19805616%
Hurricane Katrina200541%
Tropical Storm Allison200110%
Hurricane Georges199810%

Flood zone at time of claim

High-risk zones (A, V)57% · 203
Moderate or minimal risk (X, B, C)33% · 118
Zone not recorded10% · 34

NFIP communities

Jackson, City OfParticipates in the NFIP
Madison County *Participates in the NFIP

Federal disaster declarations in Hinds County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-10
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane DeltaHurricane · Emergency · 2020-10-08
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2020-04-23
Hurricane IsaacHurricane · Major disaster · 2012-08-29

15 flood, storm or hurricane declarations for Hinds County since 2000.

Check a specific address in Jackson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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