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Flood history · Terry, MS 39170

Flood insurance claims in Terry, MS 39170

52 claims since 1979 and $947,184 paid. Here's what the public record shows, and how to check a specific address.

52flood insurance claims since 1979
$947,184paid to policyholders
$22,028average paid claim
12claims in the last 10 years
27%of claims outside high-risk zones
#100of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39170 since 1978.

1979: 5 claims1980: 10 claims1981: 1 claims1982: 1 claims1983: 8 claims1991: 5 claims1994: 2 claims1995: 3 claims2003: 1 claims2004: 1 claims2011: 1 claims2013: 1 claims2016: 1 claims2020: 9 claims2024: 2 claims2026: 1 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

12 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Hinds County* takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19831529%
2026-06-Arthur-TS202612%

Flood zone at time of claim

High-risk zones (A, V)63% · 33
Moderate or minimal risk (X, B, C)21% · 11
Undetermined (D)2% · 1
Zone not recorded13% · 7

NFIP communities

Hinds County*CRS class 9 · up to 05% off
Terry, Town OfParticipates in the NFIP

Federal disaster declarations in Hinds County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-10
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane DeltaHurricane · Emergency · 2020-10-08
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2020-04-23
Hurricane IsaacHurricane · Major disaster · 2012-08-29

15 flood, storm or hurricane declarations for Hinds County since 2000.

Check a specific address in Terry.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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