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Flood history · Lorman, MS 39096

Flood insurance claims in Lorman, MS 39096

62 claims since 1979 and $655,804 paid. Here's what the public record shows, and how to check a specific address.

62flood insurance claims since 1979
$655,804paid to policyholders
$11,307average paid claim
0claims in the last 10 years
17%of claims outside high-risk zones
#91of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39096 since 1978.

1979: 12 claims1983: 8 claims1984: 1 claims1991: 1 claims1994: 4 claims1995: 7 claims1997: 9 claims1998: 1 claims2002: 1 claims2005: 1 claims2008: 4 claims2009: 2 claims2011: 11 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19791118%
Mid-spring storms2011813%

Flood zone at time of claim

High-risk zones (A, V)55% · 34
Moderate or minimal risk (X, B, C)11% · 7
Zone not recorded34% · 21

Federal disaster declarations in Jefferson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And Tornadoes.Severe Storm · Major disaster · 2023-08-12
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane DeltaHurricane · Emergency · 2020-10-08
Hurricane SallyHurricane · Emergency · 2020-09-14
Hurricane Marco And Tropical Storm LauraHurricane · Emergency · 2020-08-23

15 flood, storm or hurricane declarations for Jefferson County since 2000.

Check a specific address in Lorman.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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