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Flood history · Carthage, MS 39051

Flood insurance claims in Carthage, MS 39051

50 claims since 1979 and $973,175 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1979
$973,175paid to policyholders
$22,632average paid claim
8claims in the last 10 years
#102of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39051 since 1978.

1979: 2 claims1980: 1 claims1982: 4 claims1983: 34 claims2005: 1 claims2017: 1 claims2020: 1 claims2022: 4 claims2023: 1 claims2025: 1 claims19801990200020102020

What the record says

One event dominates the record: Unnamed flooding accounts for 68% of all claims in this ZIP code.

8 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19833468%
Hurricane Katrina200512%

Flood zone at time of claim

High-risk zones (A, V)12% · 6
Moderate or minimal risk (X, B, C)8% · 4
Zone not recorded80% · 40

NFIP communities

Carthage, City OfParticipates in the NFIP
Leake County *Participates in the NFIP

Federal disaster declarations in Leake County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And Tornadoes.Severe Storm · Major disaster · 2023-08-12
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-04-16
Severe Storm, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2019-12-06
Severe Storms And FloodingFlood · Major disaster · 2016-03-25

14 flood, storm or hurricane declarations for Leake County since 2000.

Check a specific address in Carthage.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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