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Flood history · Greenville, MS 38703

Flood insurance claims in Greenville, MS 38703

1,020 claims since 1978 and $20.3 million paid. Here's what the public record shows, and how to check a specific address.

1,020flood insurance claims since 1978
$20.3 millionpaid to policyholders
$24,343average paid claim
94claims in the last 10 years
10%of claims outside high-risk zones
#18of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 38703 since 1978.

1978: 3 claims1979: 32 claims1982: 7 claims1983: 40 claims1984: 27 claims1985: 3 claims1986: 2 claims1987: 2 claims1989: 5 claims1990: 1 claims1991: 82 claims1993: 1 claims1994: 25 claims1995: 34 claims1996: 3 claims1997: 49 claims1998: 11 claims1999: 11 claims2000: 6 claims2001: 11 claims2002: 30 claims2003: 9 claims2004: 2 claims2005: 16 claims2006: 2 claims2007: 2 claims2008: 288 claims2009: 23 claims2010: 3 claims2011: 76 claims2012: 4 claims2013: 3 claims2014: 3 claims2015: 2 claims2016: 108 claims2017: 3 claims2018: 19 claims2019: 47 claims2020: 15 claims2021: 3 claims2022: 1 claims2023: 2 claims2025: 4 claims19801990200020102020

What the record says

Almost all claims here (90%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Gustav, accounts for 21% of claims.

94 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Gustav200821421%
Late winter severe storms20169910%
Mid-spring storms2011727%
Unnamed flooding1979707%
Hurricane Katrina200571%
Hurricane Ike200840%

Flood zone at time of claim

High-risk zones (A, V)88% · 893
Moderate or minimal risk (X, B, C)10% · 99
Zone not recorded3% · 28

NFIP communities

Greenville, City OfParticipates in the NFIP
Washington County*Participates in the NFIP

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2023-03-26
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-03-12
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-04-23

15 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Greenville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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