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Flood history · Tunica, MS 38676

Flood insurance claims in Tunica, MS 38676

377 claims since 1978 and $3.3 million paid. Here's what the public record shows, and how to check a specific address.

377flood insurance claims since 1978
$3.3 millionpaid to policyholders
$10,379average paid claim
3claims in the last 10 years
7%of claims outside high-risk zones
#39of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 38676 since 1978.

1978: 1 claims1979: 61 claims1980: 3 claims1981: 2 claims1983: 74 claims1984: 49 claims1989: 2 claims1990: 1 claims1991: 8 claims1993: 2 claims1994: 10 claims1995: 22 claims1996: 5 claims1997: 40 claims1998: 2 claims1999: 1 claims2002: 13 claims2003: 1 claims2005: 2 claims2008: 17 claims2009: 1 claims2011: 52 claims2015: 1 claims2016: 4 claims2017: 2 claims2019: 1 claims19801990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 12% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20114612%
Unnamed flooding1980113%
Late winter severe storms201621%

Flood zone at time of claim

High-risk zones (A, V)47% · 176
Moderate or minimal risk (X, B, C)3% · 13
Zone not recorded50% · 188

NFIP communities

Tunica County *Participates in the NFIP
Tunica, Town OfParticipates in the NFIP

Federal disaster declarations in Tunica County

Flood, hurricane and storm declarations since 2000.

Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-04-16
Severe Storms And FloodingFlood · Major disaster · 2016-03-25
FloodingFlood · Major disaster · 2011-05-11
FloodingFlood · Emergency · 2011-05-04

10 flood, storm or hurricane declarations for Tunica County since 2000.

Check a specific address in Tunica.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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