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Flood history · Carrollton, MO 64633

Flood insurance claims in Carrollton, MO 64633

146 claims since 1981 and $3.2 million paid. Here's what the public record shows, and how to check a specific address.

146flood insurance claims since 1981
$3.2 millionpaid to policyholders
$24,816average paid claim
26claims in the last 10 years
4%of claims outside high-risk zones
#68of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 64633 since 1978.

1981: 5 claims1982: 10 claims1983: 3 claims1985: 6 claims1990: 1 claims1993: 28 claims1995: 7 claims1998: 27 claims2002: 3 claims2007: 11 claims2008: 4 claims2011: 10 claims2016: 5 claims2019: 20 claims2020: 1 claims2021: 4 claims2023: 1 claims1990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 12% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19931712%
Late spring storms2011107%
Unnamed flooding199585%
Hurricane Ike200832%

Flood zone at time of claim

High-risk zones (A, V)80% · 117
Moderate or minimal risk (X, B, C)3% · 5
Zone not recorded16% · 24

NFIP communities

Carroll County*Participates in the NFIP
Carrollton, Town OfParticipates in the NFIP

Federal disaster declarations in Carroll County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2026-06-30
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2021-09-01
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-05-20
FloodingFlood · Major disaster · 2011-08-12
FloodingFlood · Emergency · 2011-06-30

15 flood, storm or hurricane declarations for Carroll County since 2000.

Check a specific address in Carrollton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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