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Flood history · Craig, MO 64437

Flood insurance claims in Craig, MO 64437

1,085 claims since 1993 and $30.6 million paid. Here's what the public record shows, and how to check a specific address.

1,085flood insurance claims since 1993
$30.6 millionpaid to policyholders
$31,703average paid claim
262claims in the last 10 years
0%of claims outside high-risk zones
#9of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 64437 since 1978.

1993: 56 claims1995: 29 claims1997: 1 claims1998: 2 claims2000: 1 claims2007: 182 claims2008: 23 claims2010: 245 claims2011: 283 claims2013: 1 claims2019: 260 claims2021: 1 claims2024: 1 claims200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Late spring storms, accounts for 26% of claims.

262 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring storms201128226%
Midwest Flooding1993565%
Unnamed flooding1995272%

Flood zone at time of claim

High-risk zones (A, V)100% · 1,080
Zone not recorded0% · 5

NFIP communities

Big Lake, Village OfParticipates in the NFIP
Holt County*Participates in the NFIP
Craig, City OfParticipates in the NFIP
Fortescue, Town OfParticipates in the NFIP

Federal disaster declarations in Holt County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2026-08-03
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2026-06-30
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2021-09-01
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-05-20
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-08-07

14 flood, storm or hurricane declarations for Holt County since 2000.

Check a specific address in Craig.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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