Flood history · Kansas City, MO 64152
Flood insurance claims in Kansas City, MO 64152
61 claims since 1979 and $547,396 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 64152 since 1978.
What the record says
79% of claims were on properties in high-risk zones and 21% outside them.
Losses are spread across many events; the largest, Late spring storms, accounts for 13% of claims.
15 claims were filed in the last 10 years.
The most commonly recorded cause is rivers, streams or lakes overflowing.
Platte County* takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Late spring storms | 2011 | 8 | 13% |
| Midwest Flooding | 1993 | 4 | 7% |
| Unnamed flooding | 1990 | 1 | 2% |
| Not a named storm | 1982 | 1 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Platte County
Flood, hurricane and storm declarations since 2000.
12 flood, storm or hurricane declarations for Platte County since 2000.
Check a specific address in Kansas City.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.