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Flood history · Peculiar, MO 64078

Flood insurance claims in Peculiar, MO 64078

60 claims since 1982 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1982
$1.1 millionpaid to policyholders
$21,324average paid claim
19claims in the last 10 years
33%of claims outside high-risk zones
#140of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 64078 since 1978.

1982: 1 claims1984: 3 claims1985: 1 claims1986: 3 claims1993: 1 claims1995: 1 claims1998: 4 claims2001: 1 claims2002: 2 claims2004: 6 claims2007: 2 claims2008: 10 claims2010: 3 claims2013: 2 claims2014: 1 claims2017: 12 claims2018: 3 claims2024: 1 claims2025: 3 claims1990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Flooding here is recent: 19 claims (32%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198435%
Midwest Flooding199312%

Flood zone at time of claim

High-risk zones (A, V)63% · 38
Moderate or minimal risk (X, B, C)32% · 19
Zone not recorded5% · 3

NFIP communities

Peculiar, City OfParticipates in the NFIP
Cass County *Participates in the NFIP

Federal disaster declarations in Cass County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2011-03-23
Severe Winter StormSevere Storm · Emergency · 2011-02-03
Severe Storms, Flooding, And TornadoesSevere Storm · Major disaster · 2010-08-17
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-25
Severe Storms And FloodingSevere Storm · Major disaster · 2007-06-11
Severe Storms, Tornadoes And FloodingSevere Storm · Major disaster · 2006-03-16

9 flood, storm or hurricane declarations for Cass County since 2000.

Check a specific address in Peculiar.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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