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Flood history · Hillsboro, MO 63050

Flood insurance claims in Hillsboro, MO 63050

184 claims since 1979 and $2.5 million paid. Here's what the public record shows, and how to check a specific address.

184flood insurance claims since 1979
$2.5 millionpaid to policyholders
$15,612average paid claim
11claims in the last 10 years
12%of claims outside high-risk zones
#53of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63050 since 1978.

1979: 8 claims1981: 2 claims1982: 14 claims1983: 16 claims1984: 1 claims1985: 16 claims1986: 1 claims1990: 6 claims1993: 22 claims1994: 12 claims1995: 4 claims1996: 1 claims1997: 1 claims2000: 10 claims2001: 1 claims2002: 1 claims2003: 1 claims2005: 10 claims2008: 11 claims2009: 5 claims2011: 1 claims2013: 4 claims2014: 1 claims2015: 21 claims2016: 3 claims2017: 8 claims2018: 2 claims2024: 1 claims19801990200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 11% of claims.

11 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19862011%
March storm2008105%
Not a named storm1982105%
Early winter storms201584%
Late spring severe storms201784%
Midwest Flooding199311%

Flood zone at time of claim

High-risk zones (A, V)77% · 141
Moderate or minimal risk (X, B, C)10% · 19
Zone not recorded13% · 24

NFIP communities

Jefferson County*Participates in the NFIP

Federal disaster declarations in Jefferson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-08-07

17 flood, storm or hurricane declarations for Jefferson County since 2000.

Check a specific address in Hillsboro.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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