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Flood history · Hazelwood, MO 63042

Flood insurance claims in Hazelwood, MO 63042

360 claims since 1978 and $22.4 million paid. Here's what the public record shows, and how to check a specific address.

360flood insurance claims since 1978
$22.4 millionpaid to policyholders
$70,662average paid claim
69claims in the last 10 years
17%of claims outside high-risk zones
#30of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63042 since 1978.

1978: 2 claims1979: 23 claims1981: 7 claims1982: 42 claims1983: 7 claims1984: 4 claims1985: 1 claims1986: 21 claims1990: 2 claims1991: 1 claims1993: 11 claims1994: 4 claims1995: 45 claims1996: 4 claims1998: 1 claims1999: 2 claims2000: 2 claims2003: 6 claims2004: 2 claims2005: 2 claims2008: 58 claims2011: 29 claims2012: 1 claims2015: 14 claims2017: 1 claims2019: 1 claims2020: 2 claims2022: 54 claims2024: 10 claims2025: 1 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 20% of claims.

69 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19867320%
Hurricane Ike20085616%
Late July Flooding20225014%
Late spring storms2011308%
Not a named storm1982175%
Early winter storms2015144%

Flood zone at time of claim

High-risk zones (A, V)80% · 287
Moderate or minimal risk (X, B, C)16% · 59
Zone not recorded4% · 14

NFIP communities

Hazelwood, City OfParticipates in the NFIP

Federal disaster declarations in St. Louis County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-09
Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms And FloodingFlood · Major disaster · 2022-08-08
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02

18 flood, storm or hurricane declarations for St. Louis County since 2000.

Check a specific address in Hazelwood.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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