Flood history · Okemos, MI 48864
Flood insurance claims in Okemos, MI 48864
105 claims since 1979 and $492,609 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 48864 since 1978.
What the record says
87% of claims were on properties in high-risk zones and 13% outside them.
23 claims were filed in the last 10 years.
The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Unnamed flooding | 1981 | 19 | 18% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Ingham County
Flood, hurricane and storm declarations since 2000.
4 flood, storm or hurricane declarations for Ingham County since 2000.
Check a specific address in Okemos.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.