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Flood history · Newport, MI 48166

Flood insurance claims in Newport, MI 48166

303 claims since 1978 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

303flood insurance claims since 1978
$1.4 millionpaid to policyholders
$6,154average paid claim
37claims in the last 10 years
3%of claims outside high-risk zones
#8of 563 Michigan ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 48166 since 1978.

1978: 2 claims1980: 35 claims1982: 14 claims1983: 8 claims1984: 2 claims1985: 109 claims1986: 26 claims1987: 9 claims1988: 2 claims1990: 1 claims1997: 10 claims1998: 29 claims2002: 1 claims2005: 1 claims2006: 1 claims2008: 2 claims2009: 2 claims2011: 2 claims2014: 2 claims2015: 8 claims2017: 1 claims2018: 19 claims2019: 8 claims2020: 5 claims2023: 4 claims19801990200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

37 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198510936%

Flood zone at time of claim

High-risk zones (A, V)89% · 269
Moderate or minimal risk (X, B, C)2% · 7
Zone not recorded9% · 27

NFIP communities

Estral Beach, Village OfParticipates in the NFIP
Frenchtown, Charter Township OfParticipates in the NFIP
Berlin, Charter Township OfParticipates in the NFIP

Federal disaster declarations in Monroe County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2024-02-08
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

2 flood, storm or hurricane declarations for Monroe County since 2000.

Check a specific address in Newport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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