FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Lincoln Park, MI 48146

Flood insurance claims in Lincoln Park, MI 48146

71 claims since 1990 and $172,232 paid. Here's what the public record shows, and how to check a specific address.

71flood insurance claims since 1990
$172,232paid to policyholders
$4,532average paid claim
18claims in the last 10 years
20%of claims outside high-risk zones
#41of 563 Michigan ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 48146 since 1978.

1990: 4 claims1994: 1 claims1998: 2 claims2000: 16 claims2002: 1 claims2004: 3 claims2009: 2 claims2011: 2 claims2014: 19 claims2016: 3 claims2018: 1 claims2019: 12 claims2024: 4 claims2026: 1 claims1990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

18 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
2026-04-Flooding202611%

Flood zone at time of claim

High-risk zones (A, V)79% · 56
Moderate or minimal risk (X, B, C)20% · 14
Zone not recorded1% · 1

NFIP communities

Lincoln Park, City OfParticipates in the NFIP

Federal disaster declarations in Wayne County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2024-02-08
Severe Storms, Flooding, And TornadoesSevere Storm · Major disaster · 2021-07-15
Severe Storms And FloodingFlood · Major disaster · 2014-09-25
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2004-06-30
Severe Storms And FloodingSevere Storm · Major disaster · 2000-10-17

6 flood, storm or hurricane declarations for Wayne County since 2000.

Check a specific address in Lincoln Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Michigan ZIP codes · All states · Flood zones explained