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Flood history · Hindman, KY 41822

Flood insurance claims in Hindman, KY 41822

99 claims since 1978 and $3.7 million paid. Here's what the public record shows, and how to check a specific address.

99flood insurance claims since 1978
$3.7 millionpaid to policyholders
$42,039average paid claim
37claims in the last 10 years
19%of claims outside high-risk zones
#59of 562 Kentucky ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 41822 since 1978.

1978: 5 claims1981: 11 claims1984: 15 claims1989: 3 claims1991: 1 claims1992: 1 claims1994: 1 claims1995: 1 claims1998: 3 claims2001: 3 claims2003: 12 claims2004: 2 claims2007: 1 claims2014: 3 claims2022: 32 claims2023: 1 claims2025: 4 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Late July Flooding, accounts for 32% of claims.

Flooding here is recent: 37 claims (37%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late July Flooding20223232%
Unnamed flooding19841717%
Not a named storm197855%
February Kentucky Flooding202544%
Heavy rains200411%

Flood zone at time of claim

High-risk zones (A, V)52% · 51
Moderate or minimal risk (X, B, C)12% · 12
Zone not recorded36% · 36

NFIP communities

Hindman, City OfParticipates in the NFIP
Knott County*Participates in the NFIP

Federal disaster declarations in Knott County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2025-05-23
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-03
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-24
Severe Storms, Straight-Line Winds, Flooding, And LandslidesSevere Storm · Emergency · 2025-02-16
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-05-09
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2022-07-29

26 flood, storm or hurricane declarations for Knott County since 2000.

Check a specific address in Hindman.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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