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Flood history · Drift, KY 41619

Flood insurance claims in Drift, KY 41619

50 claims since 1978 and $465,818 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1978
$465,818paid to policyholders
$11,645average paid claim
5claims in the last 10 years
7%of claims outside high-risk zones
#104of 562 Kentucky ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 41619 since 1978.

1978: 1 claims1981: 1 claims1984: 4 claims1989: 9 claims1991: 2 claims1994: 1 claims1995: 4 claims1997: 2 claims1998: 2 claims2001: 4 claims2003: 7 claims2004: 1 claims2007: 3 claims2009: 2 claims2011: 1 claims2015: 1 claims2021: 2 claims2022: 1 claims2025: 2 claims19801990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 24% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19971224%
Storm200924%
February Kentucky Flooding202524%
Mid-spring storms201112%
Heavy rains200412%
Late July Flooding202212%

Flood zone at time of claim

High-risk zones (A, V)84% · 42
Moderate or minimal risk (X, B, C)6% · 3
Zone not recorded10% · 5

NFIP communities

Floyd County *Participates in the NFIP

Federal disaster declarations in Floyd County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-04-24
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-03
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-24
Severe Storms, Straight-Line Winds, Flooding, And LandslidesSevere Storm · Emergency · 2025-02-16
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-05-09
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2023-04-10

25 flood, storm or hurricane declarations for Floyd County since 2000.

Check a specific address in Drift.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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