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Flood history · Salyersville, KY 41465

Flood insurance claims in Salyersville, KY 41465

227 claims since 1978 and $2.6 million paid. Here's what the public record shows, and how to check a specific address.

227flood insurance claims since 1978
$2.6 millionpaid to policyholders
$13,980average paid claim
45claims in the last 10 years
33%of claims outside high-risk zones
#30of 562 Kentucky ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 41465 since 1978.

1978: 16 claims1979: 1 claims1981: 47 claims1983: 1 claims1984: 34 claims1989: 2 claims1990: 4 claims1991: 5 claims1992: 1 claims1993: 1 claims1996: 1 claims1997: 1 claims2003: 8 claims2004: 37 claims2005: 6 claims2009: 12 claims2012: 2 claims2015: 3 claims2017: 1 claims2019: 11 claims2021: 14 claims2022: 9 claims2023: 2 claims2025: 8 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 17% of claims.

45 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19843917%
Heavy rains20043515%
Not a named storm1978167%
Storm2009104%
Late July Flooding202284%
February Kentucky Flooding202542%

Flood zone at time of claim

High-risk zones (A, V)37% · 85
Moderate or minimal risk (X, B, C)18% · 41
Zone not recorded44% · 101

NFIP communities

Magoffin County *Participates in the NFIP
Salyersville, City OfParticipates in the NFIP

Federal disaster declarations in Magoffin County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-04-24
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-03
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-24
Severe Storms, Straight-Line Winds, Flooding, And LandslidesSevere Storm · Emergency · 2025-02-16
Remnants Of Hurricane HeleneTropical Storm · Major disaster · 2024-11-26
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-05-09

25 flood, storm or hurricane declarations for Magoffin County since 2000.

Check a specific address in Salyersville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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