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Flood history · Hitchins, KY 41146

Flood insurance claims in Hitchins, KY 41146

50 claims since 1978 and $651,995 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1978
$651,995paid to policyholders
$13,306average paid claim
0claims in the last 10 years
28%of claims outside high-risk zones
#103of 562 Kentucky ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 41146 since 1978.

1978: 3 claims1982: 2 claims1989: 4 claims1991: 1 claims1997: 4 claims2002: 11 claims2003: 12 claims2004: 4 claims2010: 4 claims2015: 5 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1997816%
Not a named storm197836%

Flood zone at time of claim

High-risk zones (A, V)58% · 29
Moderate or minimal risk (X, B, C)22% · 11
Zone not recorded20% · 10

NFIP communities

Carter County *Participates in the NFIP

Federal disaster declarations in Carter County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-04-24
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-03
Severe Storms, Straight-Line Winds, Flooding, And LandslidesSevere Storm · Emergency · 2025-02-16
Remnants Of Hurricane HeleneTropical Storm · Major disaster · 2024-11-26
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-05-09

24 flood, storm or hurricane declarations for Carter County since 2000.

Check a specific address in Hitchins.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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