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Flood history · Barbourville, KY 40906

Flood insurance claims in Barbourville, KY 40906

50 claims since 1982 and $358,734 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1982
$358,734paid to policyholders
$9,198average paid claim
10claims in the last 10 years
42%of claims outside high-risk zones
#102of 562 Kentucky ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 40906 since 1978.

1982: 1 claims1984: 22 claims1985: 1 claims1987: 3 claims1989: 4 claims1991: 1 claims1994: 1 claims2002: 1 claims2011: 4 claims2013: 1 claims2015: 1 claims2018: 1 claims2019: 1 claims2020: 7 claims2025: 1 claims1990200020102020

What the record says

About 42% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 44% of all claims in this ZIP code.

10 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19842244%
February Kentucky Flooding202512%

Flood zone at time of claim

High-risk zones (A, V)50% · 25
Moderate or minimal risk (X, B, C)36% · 18
Zone not recorded14% · 7

NFIP communities

Knox County *Participates in the NFIP
Barbourville, City OfParticipates in the NFIP

Federal disaster declarations in Knox County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2025-05-23
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-03
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-24
Severe Storms, Straight-Line Winds, Flooding, And LandslidesSevere Storm · Emergency · 2025-02-16
Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And MudslidesSevere Storm · Major disaster · 2024-07-23
Severe, Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2021-04-23

18 flood, storm or hurricane declarations for Knox County since 2000.

Check a specific address in Barbourville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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