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Flood history · Emporia, KS 66801

Flood insurance claims in Emporia, KS 66801

59 claims since 1982 and $943,283 paid. Here's what the public record shows, and how to check a specific address.

59flood insurance claims since 1982
$943,283paid to policyholders
$21,937average paid claim
8claims in the last 10 years
39%of claims outside high-risk zones
#39of 318 Kansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 66801 since 1978.

1982: 3 claims1984: 1 claims1985: 5 claims1990: 1 claims1993: 10 claims1995: 3 claims1996: 4 claims1997: 1 claims1998: 17 claims2004: 1 claims2007: 2 claims2008: 2 claims2009: 1 claims2019: 5 claims2024: 2 claims2025: 1 claims1990200020102020

What the record says

About 39% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

8 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Lyon County * takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199323%

Flood zone at time of claim

High-risk zones (A, V)59% · 35
Moderate or minimal risk (X, B, C)37% · 22
Zone not recorded3% · 2

NFIP communities

Emporia, City OfParticipates in the NFIP
Lyon County *CRS class 8 · up to 10% off

Federal disaster declarations in Lyon County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-09-11
Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesSevere Storm · Major disaster · 2019-06-20
Tornadoes And FloodingSevere Storm · Emergency · 2019-05-28
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-07-20
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2013-10-22
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2011-07-29

16 flood, storm or hurricane declarations for Lyon County since 2000.

Check a specific address in Emporia.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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