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Flood history · Overland Park, KS 66207

Flood insurance claims in Overland Park, KS 66207

188 claims since 1979 and $965,277 paid. Here's what the public record shows, and how to check a specific address.

188flood insurance claims since 1979
$965,277paid to policyholders
$7,046average paid claim
26claims in the last 10 years
36%of claims outside high-risk zones
#6of 318 Kansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 66207 since 1978.

1979: 13 claims1980: 1 claims1981: 4 claims1982: 23 claims1983: 8 claims1984: 56 claims1985: 3 claims1986: 4 claims1987: 1 claims1990: 16 claims1993: 2 claims1994: 1 claims1998: 7 claims2001: 2 claims2003: 1 claims2004: 1 claims2008: 1 claims2010: 17 claims2016: 1 claims2017: 25 claims2024: 1 claims19801990200020102020

What the record says

About 36% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 28% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Overland Park, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19845328%
Not a named storm19822111%
Midwest Flooding199321%

Flood zone at time of claim

High-risk zones (A, V)63% · 119
Moderate or minimal risk (X, B, C)36% · 68
Zone not recorded1% · 1

NFIP communities

Overland Park, City OfCRS class 7 · up to 15% off
Prairie Village, City OfParticipates in the NFIP

Federal disaster declarations in Johnson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2023-10-26
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-11-07
Severe Winter StormsSevere Storm · Emergency · 2007-12-12
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10

4 flood, storm or hurricane declarations for Johnson County since 2000.

Check a specific address in Overland Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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