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Flood history · Lawrence, KS 66044

Flood insurance claims in Lawrence, KS 66044

51 claims since 1988 and $170,159 paid. Here's what the public record shows, and how to check a specific address.

51flood insurance claims since 1988
$170,159paid to policyholders
$5,489average paid claim
1claims in the last 10 years
18%of claims outside high-risk zones
#43of 318 Kansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 66044 since 1978.

1988: 1 claims1993: 11 claims1995: 3 claims1996: 26 claims1998: 5 claims2010: 1 claims2014: 2 claims2016: 1 claims2020: 1 claims1990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Lawrence, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Midwest Flooding1993714%

Flood zone at time of claim

High-risk zones (A, V)82% · 42
Moderate or minimal risk (X, B, C)18% · 9

NFIP communities

Lawrence, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Douglas County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesSevere Storm · Major disaster · 2019-06-20
Tornadoes And FloodingSevere Storm · Emergency · 2019-05-28
Severe Winter Storms And SnowstormSevere Storm · Major disaster · 2010-03-09
Severe Winter StormsSevere Storm · Emergency · 2007-12-12
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-05-06
Severe Storms, Tornadoes, And Straight Line WindsSevere Storm · Major disaster · 2006-04-13

10 flood, storm or hurricane declarations for Douglas County since 2000.

Check a specific address in Lawrence.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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