FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Kihei, HI 96753

Flood insurance claims in Kihei, HI 96753

382 claims since 1978 and $20.9 million paid. Here's what the public record shows, and how to check a specific address.

382flood insurance claims since 1978
$20.9 millionpaid to policyholders
$81,571average paid claim
186claims in the last 10 years
13%of claims outside high-risk zones
#5of 79 Hawaii ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 96753 since 1978.

1978: 1 claims1979: 1 claims1980: 9 claims1982: 4 claims1983: 1 claims1984: 1 claims1988: 22 claims1989: 1 claims1992: 2 claims1995: 2 claims1996: 7 claims1997: 3 claims1999: 1 claims2002: 5 claims2004: 5 claims2005: 3 claims2006: 2 claims2007: 45 claims2010: 22 claims2011: 43 claims2012: 2 claims2013: 1 claims2014: 1 claims2016: 12 claims2017: 2 claims2018: 1 claims2019: 1 claims2021: 22 claims2022: 2 claims2023: 16 claims2024: 3 claims2025: 19 claims2026: 120 claims19801990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

Losses are spread across many events; the largest, 2026-03-KonaStorm, accounts for 31% of claims.

Flooding here is recent: 186 claims (49%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Maui County * takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
2026-03-KonaStorm202612031%
Unnamed flooding1982133%
Hurricane Iniki199210%

Flood zone at time of claim

High-risk zones (A, V)84% · 322
Moderate or minimal risk (X, B, C)13% · 48
Zone not recorded3% · 12

NFIP communities

Maui County *CRS class 7 · up to 15% off

Federal disaster declarations in Maui County

Flood, hurricane and storm declarations since 2000.

Hurricane LalaHurricane · Major disaster · 2026-10-07
Tropical Storm NoloTropical Storm · Emergency · 2026-09-25
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-04-07
Severe Storms, Flooding, And LandslidesSevere Storm · Major disaster · 2022-02-15
Severe Storms, Flooding, And LandslidesFlood · Major disaster · 2021-05-13
Hurricane DouglasHurricane · Emergency · 2020-07-25

14 flood, storm or hurricane declarations for Maui County since 2000.

Check a specific address in Kihei.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Hawaii ZIP codes · All states · Flood zones explained