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Flood history · Anahola, HI 96703

Flood insurance claims in Anahola, HI 96703

69 claims since 1991 and $743,213 paid. Here's what the public record shows, and how to check a specific address.

69flood insurance claims since 1991
$743,213paid to policyholders
$20,087average paid claim
19claims in the last 10 years
16%of claims outside high-risk zones
#24of 79 Hawaii ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 96703 since 1978.

1991: 15 claims1992: 8 claims1993: 1 claims1995: 10 claims2001: 1 claims2003: 1 claims2004: 1 claims2005: 3 claims2006: 1 claims2009: 1 claims2012: 8 claims2017: 1 claims2018: 12 claims2019: 1 claims2020: 4 claims2021: 1 claims200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

19 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Kauai County* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Iniki1992812%

Flood zone at time of claim

High-risk zones (A, V)84% · 58
Moderate or minimal risk (X, B, C)16% · 11

NFIP communities

Kauai County*CRS class 8 · up to 10% off

Federal disaster declarations in Kauai County

Flood, hurricane and storm declarations since 2000.

Tropical Storm NoloTropical Storm · Emergency · 2026-09-25
Severe Storms, Flooding, And LandslidesFlood · Major disaster · 2024-06-17
Hurricane DouglasHurricane · Emergency · 2020-07-25
Severe Storms And FloodingSevere Storm · Major disaster · 2020-07-09
Hurricane LaneHurricane · Major disaster · 2018-09-27
Tropical Storm OliviaHurricane · Emergency · 2018-09-12

12 flood, storm or hurricane declarations for Kauai County since 2000.

Check a specific address in Anahola.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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