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Flood history · Washington, DC 20019

Flood insurance claims in Washington, DC 20019

74 claims since 2003 and $424,827 paid. Here's what the public record shows, and how to check a specific address.

74flood insurance claims since 2003
$424,827paid to policyholders
$9,235average paid claim
42claims in the last 10 years
55%of claims outside high-risk zones
#1of 29 District of Columbia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 20019 since 1978.

2003: 3 claims2005: 1 claims2006: 2 claims2008: 3 claims2010: 2 claims2011: 6 claims2012: 5 claims2013: 3 claims2014: 2 claims2015: 2 claims2016: 3 claims2018: 7 claims2019: 6 claims2020: 23 claims2021: 2 claims2022: 1 claims2023: 1 claims2024: 1 claims2026: 1 claims20102020

What the record says

About 55% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Flooding here is recent: 42 claims (57%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201123%
Tropical Storm Bill201511%

Flood zone at time of claim

High-risk zones (A, V)45% · 33
Moderate or minimal risk (X, B, C)55% · 41

NFIP communities

District Of ColumbiaParticipates in the NFIP

Federal disaster declarations in District of Columbia County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Major disaster · 2012-12-05
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormsSevere Storm · Major disaster · 2012-07-31
Hurricane IreneHurricane · Major disaster · 2011-09-28
Hurricane IreneHurricane · Emergency · 2011-08-28
Severe Winter Storms And SnowstormsSevere Storm · Major disaster · 2010-03-24

12 flood, storm or hurricane declarations for District of Columbia County since 2000.

Check a specific address in Washington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Nearby District of Columbia ZIP codes

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All District of Columbia ZIP codes · All states · Flood zones explained