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Flood history · Manitou Springs, CO 80829

Flood insurance claims in Manitou Springs, CO 80829

118 claims since 1979 and $3.1 million paid. Here's what the public record shows, and how to check a specific address.

118flood insurance claims since 1979
$3.1 millionpaid to policyholders
$40,749average paid claim
7claims in the last 10 years
15%of claims outside high-risk zones
#8of 327 Colorado ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 80829 since 1978.

1979: 1 claims1980: 1 claims1981: 1 claims1988: 1 claims1990: 1 claims1991: 5 claims1994: 1 claims1995: 1 claims1997: 3 claims1999: 15 claims2006: 2 claims2007: 1 claims2010: 1 claims2011: 1 claims2012: 1 claims2013: 71 claims2014: 2 claims2015: 2 claims2018: 6 claims2022: 1 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Manitou Springs, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late summer storms20132118%

Flood zone at time of claim

High-risk zones (A, V)84% · 99
Moderate or minimal risk (X, B, C)14% · 17
Zone not recorded2% · 2

NFIP communities

Manitou Springs, City OfCRS class 7 · up to 15% off

Federal disaster declarations in El Paso County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, And TornadoesFlood · Major disaster · 2023-08-25
Severe Storms, Tornadoes, Flooding, Landslides, And MudslidesFlood · Major disaster · 2015-07-16
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2013-09-14
Severe Storms, Flooding, Landslides, And MudslidesFlood · Emergency · 2013-09-12
Hurricane Katrina EvacuationCoastal Storm · Emergency · 2005-09-05

5 flood, storm or hurricane declarations for El Paso County since 2000.

Check a specific address in Manitou Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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