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Flood history · Camp Verde, AZ 86322

Flood insurance claims in Camp Verde, AZ 86322

84 claims since 1978 and $940,363 paid. Here's what the public record shows, and how to check a specific address.

84flood insurance claims since 1978
$940,363paid to policyholders
$15,167average paid claim
16claims in the last 10 years
15%of claims outside high-risk zones
#17of 296 Arizona ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 86322 since 1978.

1978: 6 claims1979: 1 claims1980: 13 claims1982: 1 claims1983: 1 claims1993: 19 claims1995: 4 claims1999: 2 claims2000: 1 claims2004: 8 claims2005: 7 claims2010: 1 claims2012: 1 claims2013: 2 claims2015: 1 claims2018: 2 claims2019: 2 claims2022: 1 claims2023: 11 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

16 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Camp Verde, Town Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1980911%

Flood zone at time of claim

High-risk zones (A, V)61% · 51
Moderate or minimal risk (X, B, C)11% · 9
Zone not recorded29% · 24

NFIP communities

Camp Verde, Town OfCRS class 8 · up to 10% off
Yavapai County *CRS class 7 · up to 15% off

Federal disaster declarations in Yavapai County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms And FloodingSevere Storm · Major disaster · 2010-03-18
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-12
Severe Storms And FloodingSevere Storm · Major disaster · 2005-04-14
Severe Storms And FloodingSevere Storm · Major disaster · 2005-02-17
Severe Storms And FloodingSevere Storm · Major disaster · 2000-10-27

5 flood, storm or hurricane declarations for Yavapai County since 2000.

Check a specific address in Camp Verde.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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