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Flood history · Rogers, AR 72758

Flood insurance claims in Rogers, AR 72758

76 claims since 1979 and $2.1 million paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1979
$2.1 millionpaid to policyholders
$34,090average paid claim
42claims in the last 10 years
33%of claims outside high-risk zones
#34of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72758 since 1978.

1979: 2 claims1981: 1 claims2004: 11 claims2011: 9 claims2013: 8 claims2015: 3 claims2017: 13 claims2021: 24 claims2022: 2 claims2024: 1 claims2025: 2 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Late spring severe storms, accounts for 17% of claims.

Flooding here is recent: 42 claims (55%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Benton County* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late spring severe storms20171317%
Mid-spring storms2011912%
Early winter storms201534%

Flood zone at time of claim

High-risk zones (A, V)64% · 49
Moderate or minimal risk (X, B, C)32% · 24
Zone not recorded4% · 3

NFIP communities

Rogers, City OfParticipates in the NFIP
Benton County*CRS class 8 · up to 10% off

Federal disaster declarations in Benton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-05-30
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-06-15
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2016-02-05
Severe Storms And FloodingSevere Storm · Major disaster · 2013-09-04

13 flood, storm or hurricane declarations for Benton County since 2000.

Check a specific address in Rogers.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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