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Flood history · Mountain Home, AR 72653

Flood insurance claims in Mountain Home, AR 72653

54 claims since 1979 and $672,168 paid. Here's what the public record shows, and how to check a specific address.

54flood insurance claims since 1979
$672,168paid to policyholders
$19,770average paid claim
8claims in the last 10 years
9%of claims outside high-risk zones
#51of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72653 since 1978.

1979: 1 claims1985: 15 claims1988: 1 claims1990: 2 claims1993: 1 claims1997: 1 claims2004: 2 claims2008: 16 claims2009: 1 claims2011: 2 claims2012: 1 claims2016: 3 claims2017: 6 claims2021: 1 claims2023: 1 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Late spring severe storms, accounts for 11% of claims.

8 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring severe storms2017611%
March storm200824%
Mid-spring storms201124%

Flood zone at time of claim

High-risk zones (A, V)89% · 48
Moderate or minimal risk (X, B, C)9% · 5
Zone not recorded2% · 1

NFIP communities

Mountain Home, City OfParticipates in the NFIP
Salesville, City OfParticipates in the NFIP

Federal disaster declarations in Baxter County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-05-30
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-06-15
Severe Storms, Tornadoes, And Associated FloodingSevere Storm · Major disaster · 2011-05-02
Severe Winter StormSevere Storm · Major disaster · 2009-02-06

10 flood, storm or hurricane declarations for Baxter County since 2000.

Check a specific address in Mountain Home.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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