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Flood history · Jonesboro, AR 72401

Flood insurance claims in Jonesboro, AR 72401

235 claims since 1978 and $5.7 million paid. Here's what the public record shows, and how to check a specific address.

235flood insurance claims since 1978
$5.7 millionpaid to policyholders
$32,826average paid claim
10claims in the last 10 years
22%of claims outside high-risk zones
#5of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72401 since 1978.

1978: 6 claims1979: 4 claims1980: 2 claims1982: 3 claims1983: 20 claims1984: 2 claims1986: 1 claims1988: 18 claims1989: 2 claims1990: 9 claims1991: 1 claims1995: 1 claims1996: 3 claims1997: 7 claims2001: 20 claims2002: 26 claims2003: 3 claims2004: 2 claims2006: 1 claims2008: 10 claims2009: 24 claims2010: 1 claims2011: 1 claims2013: 2 claims2014: 2 claims2015: 1 claims2016: 53 claims2017: 4 claims2018: 1 claims2019: 1 claims2021: 1 claims2022: 1 claims2023: 1 claims2025: 1 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

Losses are spread across many events; the largest, Late spring severe storms, accounts for 2% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Jonesboro, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late spring severe storms201742%
March storm200842%
Unnamed flooding198221%
Mid-spring storms201110%

Flood zone at time of claim

High-risk zones (A, V)75% · 177
Moderate or minimal risk (X, B, C)21% · 49
Zone not recorded4% · 9

NFIP communities

Jonesboro, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Craighead County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-06-15
Severe Storms, Tornadoes, And Associated FloodingSevere Storm · Major disaster · 2011-05-02
Severe Storms And FloodingSevere Storm · Major disaster · 2010-02-04

13 flood, storm or hurricane declarations for Craighead County since 2000.

Check a specific address in Jonesboro.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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