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Flood history · West Helena, AR 72390

Flood insurance claims in West Helena, AR 72390

109 claims since 1978 and $865,451 paid. Here's what the public record shows, and how to check a specific address.

109flood insurance claims since 1978
$865,451paid to policyholders
$9,835average paid claim
8claims in the last 10 years
39%of claims outside high-risk zones
#22of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72390 since 1978.

1978: 7 claims1979: 9 claims1980: 14 claims1981: 5 claims1982: 5 claims1983: 6 claims1984: 13 claims1985: 2 claims1987: 3 claims1989: 7 claims1990: 1 claims1991: 4 claims1997: 1 claims2001: 3 claims2002: 1 claims2003: 1 claims2004: 5 claims2005: 1 claims2008: 2 claims2009: 4 claims2011: 6 claims2014: 1 claims2017: 3 claims2018: 1 claims2019: 3 claims2023: 1 claims19801990200020102020

What the record says

About 39% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 4% of claims.

8 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Mid-spring storms201144%
Late spring severe storms201711%
Unnamed flooding199711%

Flood zone at time of claim

High-risk zones (A, V)60% · 65
Moderate or minimal risk (X, B, C)38% · 41
Zone not recorded3% · 3

NFIP communities

Helena-West Helena, City OfParticipates in the NFIP
Phillips County*Participates in the NFIP

Federal disaster declarations in Phillips County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2016-05-06
Severe Storms, Tornadoes, And Associated FloodingSevere Storm · Major disaster · 2011-05-02
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2009-06-16
Severe Storms, Flooding, And TornadoesSevere Storm · Major disaster · 2008-05-20

9 flood, storm or hurricane declarations for Phillips County since 2000.

Check a specific address in West Helena.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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