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Flood history · Benton, AR 72015

Flood insurance claims in Benton, AR 72015

60 claims since 1978 and $1.9 million paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1978
$1.9 millionpaid to policyholders
$40,088average paid claim
19claims in the last 10 years
26%of claims outside high-risk zones
#42of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72015 since 1978.

1978: 2 claims1979: 1 claims1980: 1 claims1981: 1 claims1982: 8 claims1983: 2 claims1984: 9 claims1987: 1 claims1989: 4 claims1996: 1 claims1998: 1 claims2002: 2 claims2003: 1 claims2008: 2 claims2009: 5 claims2019: 2 claims2020: 3 claims2021: 5 claims2022: 2 claims2024: 6 claims2025: 1 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

Losses are spread across many events; the largest, Hurricane Beryl, accounts for 10% of claims.

Flooding here is recent: 19 claims (32%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Beryl2024610%
Unnamed flooding198747%
Hurricane Gustav200823%
Central U.S. April Flooding202512%

Flood zone at time of claim

High-risk zones (A, V)62% · 37
Moderate or minimal risk (X, B, C)22% · 13
Zone not recorded17% · 10

NFIP communities

Benton, City OfParticipates in the NFIP

Federal disaster declarations in Saline County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-06-15
Severe Storms, Tornadoes, And Associated FloodingSevere Storm · Major disaster · 2011-05-02
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2009-06-16

10 flood, storm or hurricane declarations for Saline County since 2000.

Check a specific address in Benton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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